Lori Rubenstein

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10965 HOLLY DRIVELUSBY, MD 20657

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 1,816 Sq. ft. | 0.33 Acres
$625,000 ACTIVE

10965 HOLLY DRIVE Overview

Time on Site:
11 days
Visits:
0

Welcome to your turn-key coastal retreat in the coveted Cove Point Beach Community! This beautifully expanded 4-bedroom, 2.5-bathroom home offers effortless beach living just 1.5 blocks from the private shores of the Chesapeake Bay. The light-filled, move-in-ready floor plan boasts a seamless 2022 addition featuring vaulted ceilings, a cozy family room fireplace, and a gorgeously renovated kitchen (Oct '22) with a state-of-the-art whole-home water filtration system. Step outside to your fully fenced-in private oasis, complete with a screened-in porch, expansive concrete patio, brand-new deck (Apr '23), outdoor shower, and a relaxing hot tub, plus a spacious shed for extra storage. Enjoy peace of mind with recent big-ticket updates including a brand-new roof (Apr '23), an eco-friendly septic system, and a recently replaced water heater. Complete with a huge 2-car garage—featuring new doors—for your golf cart and beach gear, plus an incredibly low HOA of just $180/year. Perfectly situated near Solomons Island, this is the ultimate year-round haven, vacation rental, or weekend getaway!

Virtual Tour

Open Houses

  • PublicSat. Jul 1112:00PM - 2:00PM EDT
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10965 HOLLY DRIVE Facts & Features

  • Type Single Family
  • Sq. ft. 1,816
  • Price/Sq.ft. $344
  • Lot 0.33 Acres

Details

General

Association/HOA

  • Association Fee: $180.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Snow Removal, Common Area Maintenance
  • Association Name: COVE POINT BEACH ASSOCIATION
  • Association: Yes
  • Condo/Coop Association: No

School Information

  • Elementary School: DOWELL
  • Middle Or Junior School: SOUTHERN
  • High School: PATUXENT

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 1816
  • Year Built: 2006

Location/Region

  • Country: US
  • County: CALVERT
  • County Or Parish: CALVERT
  • In City Limits: No
  • Subdivision Name: COVE POINT

Parking Information

  • Total Parking Spaces: 1
  • Type of Parking: Attached Carport

Tax Information

  • County Tax: 3596.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $4,006.00
  • Tax Assessed Value: 372900.00
  • Tax Year: 2025

General Information

  • Property Type: Residential
  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: R

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Half Main Level: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 1816
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 0
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Electric

General Information

  • Accessibility Features: None
  • Basement: No
  • Cooling: Central A/C
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Foundation Details: Other
  • Levels: 2
  • Living Area: 1816
  • Living Area Source: Assessor
  • Main Level Bathrooms: 1.00
  • Main Level Bedrooms: 1

Exterior

Lot Information

  • Lot Size Acres: 0.33
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 14400.00
  • Lot Size Units: Square Feet
  • Water Source: Well, Private

Waterfront/View

  • Water Body Name: Cove Point Beach
  • Water Body Type: Cove
  • Water Oriented: Yes
  • Water View: No
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Colonial
  • Construction Materials: Aluminum Siding
  • Roof: Shingle, Composite

General Information

  • Exterior Features: Hot Tub
  • Other Structures: Above Grade,Below Grade
  • Sewer: Private Septic Tank
  • Water Access: Yes

10965 HOLLY DRIVE Neighborhood

Community

20657 (LUSBY) Demographics

36
Median Age
509
Population Density (per sq. mile)
40%
College Educated
$100,227
Estimated Median Income
5,943
Estimated Total Home Owners
1,047
Estimated Total Renters
85% / 15%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

10965 HOLLY DRIVE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

10965 HOLLY DRIVE Market Data

Based on the last 30 days in this zip code

$471,579
Average List Price
$248
Average Price per Square Foot
27
Properties Sold
81
Average Days on Market
134
Properties for Sale
Calculations provided by Reliance Network

10965 HOLLY DRIVE History

Date Event Value Agent
6/18/2026Source: BRIGHT MLS Added to Database
June 18, 2026
Listing provided courtesy of Redfin Corp- MLS# MDCA2027800MLS ProviderContact Information: 4102028454