971 PHILLIPS DRIVEARNOLD, MD 21012

Single Family · 4 Beds · 4 Full Baths · 3,379 Sq. ft. | 0.33 Acres
$1,549,900 ACTIVE

971 PHILLIPS DRIVE Overview

Time on Site:
13 days
Visits:
2

Nestled on a tranquil waterfront setting at the end of a no-through street, this beautiful Arnold home offers stunning water views, exceptional living spaces, and quick access to the Chesapeake Bay, making it a dream for boating enthusiasts. From the moment you step into the foyer, you are greeted by breathtaking views of the water that extend throughout the main living areas. The open-concept floor plan is ideal for everyday living and entertaining. The thoughtfully designed kitchen features a 48-inch Wolf range with custom hood, built-in Wolf microwave, expansive center island, walk-in pantry, abundant cabinetry, and a dedicated beverage center complete with ice maker and under-counter refrigerator. The kitchen flows seamlessly into the dining area and family room with cozy fireplace. A wall of windows frame the serene waterfront setting and surrounding natural beauty. Step outside to the waterfront deck, perfectly positioned off the family room and dining area, offering an ideal space for relaxing or entertaining while enjoying the peaceful views. A main level bedroom, which also functions beautifully as a home office, is conveniently located adjacent to a full hall bath, providing an excellent option for guests or those seeking first floor accessibility. Hardwood flooring extends throughout both the main and upper levels. Upstairs, the spacious primary suite enjoys expansive water views and features a luxurious bath with soaking tub, separate shower, double vanity, and a custom walk-in closet with built-in organizers. Two additional generously sized bedrooms, a hall bath with a thoughtfully designed layout featuring two vanities and convenient second-floor laundry complete the upper level. The fully finished lower level offers excellent flexibility with a spacious recreation room with fireplace, a kitchenette featuring a microwave, bar sink, and under-counter refrigerator, a full bath, and natural light from the windows. Outside, the fenced rear yard provides space for children and pets to play. Boating enthusiasts will appreciate the private pier equipped with an electric boat lift, two personal watercraft lifts, and floating dock section ideal for crabbing, fishing, kayaking, launching paddleboards, or simply enjoying life on the water. With quick access to the Chesapeake Bay, you can spend more time cruising, fishing, waterfront dining, and exploring the Bay's countless destinations. A three car garage provides ample parking and storage. Additional improvements and amenities include a propane house generator, providing reliable backup power during outages as well as a furnace and heat pump installed in 2021. Residents also have the option to join the voluntary Shore Acres Community Association, which offers access to a boat ramp, waterfront picnic area, basketball court, clubhouse and playground. Surrounded by nature and offering peaceful waterfront views from nearly every angle, this exceptional property presents a rare opportunity to enjoy the best of waterfront living with the convenience of easy commutes to Baltimore, Annapolis and access to the Bay. Don't miss the opportunity to make this beautiful waterfront property your home and enjoy all that waterfront living has to offer.

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971 PHILLIPS DRIVE Facts & Features

  • Type Single Family
  • Sq. ft. 3,379
  • Price/Sq.ft. $459
  • Lot 0.33 Acres

Details

General

Association/HOA

  • Association Amenities: Boat Ramp, Community Center, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 3624
  • Year Built: 1964

Location/Region

  • Country: US
  • County: ANNE ARUNDEL
  • County Or Parish: ANNE ARUNDEL
  • In City Limits: No
  • Subdivision Name: SHORE ACRES

Parking Information

  • Total Parking Spaces: 9
  • Type of Parking: Attached Garage,Driveway

Tax Information

  • County Tax: 11650.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $12,076.00
  • Tax Assessed Value: 1159800.00
  • Tax Year: 2025

General Information

  • Property Type: Residential
  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: R2

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric,Propane - Owned

Parking Information

  • Garage Features: Garage - Front Entry,Garage Door Opener,Inside Access
  • Garage Spaces: 3.00
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 4
  • Bathrooms Full Main Level: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 2400
  • Above Grade Finished Area Source: Estimated
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 979
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Electric
  • Laundry Type: Upper Floor

General Information

  • Accessibility Features: None
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Icemaker, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Cooling: Central A/C
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Foundation Details: Block
  • Interior Features: Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Combination Kitchen/Dining, Combination Kitchen/Living, Combination Dining/Living, Kitchen - Gourmet
  • Levels: 2
  • Living Area: 3379
  • Living Area Source: Estimated
  • Main Level Bathrooms: 1.00
  • Main Level Bedrooms: 1

Exterior

Lot Information

  • Lot Features: Front Yard, Level, No Thru Street, Rear Yard
  • Lot Size Acres: 0.33
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 14280.00
  • Lot Size Units: Square Feet
  • Water Source: Well

Waterfront/View

  • View: Water
  • Water Body Type: River
  • Water Oriented: Yes
  • Water View: Yes
  • Waterfront Features: Boat/Launch Ramp - Public, Rip-Rap, Private Dock Site
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Colonial, Coastal
  • Construction Materials: Fiber Cement, HardiPlank Type
  • Patio And Porch Features: Deck(s)

General Information

  • Fencing: Partially
  • Other Structures: Above Grade,Below Grade
  • Sewer: On Site Septic
  • Utilities: Propane
  • Water Access Features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Public Access
  • Water Access: Yes

971 PHILLIPS DRIVE Neighborhood

Community

21012 (ARNOLD) Demographics

38
Median Age
1,821
Population Density (per sq. mile)
65%
College Educated
$119,792
Estimated Median Income
6,796
Estimated Total Home Owners
1,198
Estimated Total Renters
85% / 15%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

971 PHILLIPS DRIVE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

971 PHILLIPS DRIVE Market Data

Based on the last 30 days in this zip code

$745,060
Average List Price
$324
Average Price per Square Foot
28
Properties Sold
56
Average Days on Market
93
Properties for Sale
Calculations provided by Reliance Network

971 PHILLIPS DRIVE History

Date Event Value Agent
6/23/2026Source: BRIGHT MLS Status Change
ACTIVE
6/16/2026Source: BRIGHT MLS Added to Database
June 16, 2026
Listing provided courtesy of May Realty- MLS# MDAA2148734MLS ProviderContact Information: 4107619500